Goal Tool

Put a purpose on money you invest, and watch the bar fill. Follow the orange rings.

The goal in this guide

October in Japan was great. You start saving for the next trip, inside your Vanguard ETF account.

Goal🗾 Japan 2027

TargetAUD 4,000

By1 October 2027

Held inVanguard

A goal is a label, not an account. The money stays in Vanguard; the goal only says what part of it is for Japan.

Set it up

Tap your username (top right), then Goal under Tools.

Finance Tracker

Tap Add Goal in the Goals card.

Goal Tool

Display Currency

AUD · Australian Dollar

Goals Add Goal

No goals yet.

Goal Transactions Record

No goal transactions yet.

Name it, add an emoji, a target and a date, then tap Add Goal.Target and date are optional. Without a target the bar just shows what the goal holds.

Add Goal

Name

Japan 2027

Icon (emoji)

🗾

Target

AUD4,000.00

Currency

AUD · Australian Dollar

Target date ?

01/10/2027

Note (optional)

Note (optional)

Put money towards it

Tap Record in Goal Transactions. Choose Invest, from NAB Everyday to Vanguard / Cash, and pick the Purpose.Only Invest and Withdraw carry a purpose. Withdraw takes money back out.

Record Transaction

Action

Invest

Amount

AUD500.00

NAB Everyday (AUD)

→

Vanguard / Cash

Purpose

🗾 Japan 2027

1 Nov, 09:00 · AUD · 📈 Investment

Three months later: one bar per goal, and a grey Unallocated bar for invested money with no purpose yet.

Goal Tool

Goals Add Goal

🗾 Japan 20271.50k AUD

37.50% of 4k AUD01/10/2027

Unallocated10.80k AUD

Goal Transactions Record

Date	Purpose	Type	Amount
01/01/2027	🗾 Japan 2027	Invest	500.00 AUD
01/12/2026	🗾 Japan 2027	Invest	500.00 AUD
01/11/2026	🗾 Japan 2027	Invest	500.00 AUD

You see	It means
Blue segment	Saving towards the target. One segment per account
Green segment	Target met
Grey "Unallocated"	Investment money with no purpose yet

Pencil renames a goal or marks it Achieved. Trash removes it; the money moves nowhere and reads as unallocated again. A withdrawal with no purpose comes out of unallocated first.