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Budgeting Tool

Set a limit for the month, then see what you really spent against it. Follow the orange rings.

October's budget

You spend in AUD day to day, and in yen for one week in Japan. Three limits cover it.

GroceriesAUD 800
DiningAUD 300
Japan trip¥150,000

Set it up

1
Tap your username (top right), then Budgeting under Tools.
Finance Tracker
2
Pick the Month, then tap Add Budget.
Budgeting Tool
Budgeting Tool
Month
October 2026
Group by
Spent by
Manage Budget Add Budget Copy Budget Auto Budget
No budget set for this month.
3
Type the limit and its currency, pick the category in Counts, tap Save.Repeat for Dining, AUD 300.
Add Budget
Add Budget×
Limit
Type
Expense
Limit
AUD800.00
Limit currency
AUD · Australian Dollar
Note
Optional note
What counts
Counts
🛒 Groceries ×
Spent by
Any
Paid in
Any
4
The Japan trip: limit 150,000 JPY, and set Paid in to JPY. Leave Counts on All.Now it counts every yen you spend, whatever the category, and nothing in AUD.
Add Budget
Add Budget×
Limit
Type
Expense
Limit
JPY150,000
Limit currency
JPY · Japanese Yen
Note
Japan trip
What counts
Counts
All
Spent by
Any
Paid in
JPY ×
FilterCounts only
CountsThese categories
Spent byThese family members
Paid inMoney in these currencies
A filter left on All or Any means no filter. Auto Budget drafts a whole month from your city, household size and income, for you to check and apply.

Read the month

1
The same card fills with what you really spent, grouped by who spent it (Group by). Tap a row's arrow for its transactions.
Budgeting Tool
Budgeting Tool
Month
October 2026
Group by
Spent by
Manage Budget Add Budget Copy Budget Auto Budget
ItemBudgetActualsRemainder
Expenses
Everyone
▸ in JPY150,000118,600
79%
▸ 🍽️ Dining300.00342.50
114%
▸ 🛒 Groceries800.00642.10
80%
Green is under the limit, red is over. Each limit is read in its own currency, so the yen budget is never mixed with AUD. A budget with no category is named by what it counts: in JPY. Spending no budget covers is listed as Unbudgeted.
2
Next month: set the Month to November, tap Copy Budget, pick October, tap Copy Budget.
Budgeting Tool
Manage Budget Add Budget Copy Budget Auto Budget
Copy Budget×
Copy from
October 2026
Pencil edits a row, trash removes it. Deleting a budget changes no money: it is a target, not a transaction.