Ask Claude, ChatGPT or Grok about your money, or let it record for you. One URL, one sign-in. Follow the orange rings.
Back from Japan, you ask your AI how the trip went.
The only thing you paste anywhere. No token, no Client ID.
claude.ai or the Claude desktop app.
Paid plans (Plus, Pro, Business). Turn on Developer mode first.
Just a name and a URL.
/mcp address, not the /sse example in the placeholder.Plain words. The AI tells you what it will record before it does.
| Say this | It does |
|---|---|
| "How did October go?" | Reads the income statement |
| "What's my net worth, and how did it change since January?" | Compares balance sheets |
| "Am I on track with this month's budget?" | Reads the budget review |
| "Here's my Amex statement, add what's missing." | Reconciles, then records the gaps in one batch |
| "Ramen 1,470 yen from Wise." | Records an expense |
| "Move 1,000 AUD from NAB to Wise JPY at 98." | Records a transfer with your rate |
| "Set groceries to 800 and dining to 300 for November." | Fills the Budgeting Tool |
| "Find anything in my history that looks recurring." | Suggests recurring rules |
| "Check my setup and tell me what's missing." | Runs a setup checklist |
| "Undo that last coffee." | Reverses it, like Undo in History |
Only for Claude Code, curl or scripts that send a token. Most people skip this.
ftmcp_.A new token revokes the old one.claude mcp add finance-tracker https://your-host/mcp \
--transport http \
--header "Authorization: Bearer ftmcp_..."
| Problem | Fix |
|---|---|
| Asks for a Client ID / Secret | Leave them blank |
| No sign-in pop-up | Allow pop-ups, remove and re-add the connector |
| "Unauthorized" after it worked | Access was revoked. Reconnect |
| ChatGPT has no "New Plugin" | Turn on Developer mode first |
| AI says it cannot record | Turn off Read only |
| Disconnect everything | AI Access (MCP) → Revoke All Access |